FNB car insurance is an insurance company in South Africa that offers different types of insurance to car owners. This insurance company was established in 1976 by a French immigrant who settled in South Africa. In the first few years, the company was not successful because of poor management and capital investments. However, the company made a turnaround after a few years and gained profitable years in the business. The good years were due to government support and high competition in the insurance market.
The government of the country offered incentives to any auto insurance companies that set up shop in South Africa. This encouraged many insurance companies to set up their operations in the country. As a result, now you can find all the major and popular car insurance companies like Airtight, Bajaj, Budget, Brinks, Clio, Dansko, Kwik Fit, Openspark, Santico, Solidia etc. in South Africa.
The company works with a network of over thirteen thousand motor vehicle insurance agents in the country. The agents of the company can be categorized in several ways – national, regional or local. They communicate directly with the clients for all the above mentioned plans. This enables them to offer great customer services to meet the needs and expectations of their customers. It also provides the opportunity to have a personal relationship with your insurance agent.
The company offers the following plans to its customers – Standard, Third Party Only, Third Party Fire and Theft, Comprehensive, Intermedicar, Go Now and Go Pro. The Premium rates differ depending upon the type of insurance one chooses for his vehicle. The rates will be higher for vehicles that are financed by a loan company. If a borrower has a credit shortage then he may have to pay high premiums as well. So, if you have a poor credit score or you have no insurance history then it would be a good idea to opt for any of the above said plans.
All the three aforementioned plans are available online and you can get the best car insurance quote online by filling the form and clicking on submit button on the page. The process is very simple and within no time you will get the quote from the website. Just make sure that you give the correct information about your driving history. Your details should include your name, age, marital status, vehicle identification number, registration status, the type of insurance you are opting for, details about your motor vehicle insurance and details of your credit deficiency.
You can find any other insurance company offering similar schemes like the above in South Africa. But the coverage offered by such companies might not be as good as the one offered by the fnb car insurance. The reason for this is that these companies also have to deal with a lot of factors. For example, they might have a staff that has bad communication skills and language. In case they do not have the requisite expertise then they cannot offer you good products. So keep this factor in mind while choosing a company for obtaining a cash advance.